British Pandemic Claims + Charter Laws + Digital Money + Contracts & Legal Issues + Minimizing Liability

The country’s highest court unanimously rejected insurers’ appeals, clearing the way for [Daniel Duckett] and hundreds of thousands of other small-business owners in Britain to receive insurance payouts for business interruption claims from the pandemic.

The Financial Conduct Authority, Britain’s financial services regulator, brought the legal test case on behalf of policyholders to the country’s highest courts to try to quickly resolve the issue.

The Supreme Court ruling, which is legally binding for eight insurers involved in the case, is expected to affect 370,000 businesses holding 700 types of policies issued by 60 insurers.

The decision has sweeping implications for small businesses that have been forced to repeatedly close or shut down huge parts of their operations under government orders to contain the virus. The pandemic has imperiled small businesses and their employees, with a quarter of the businesses saying they cut staff in the last few months of 2020.

Minimizing Hotel Liability in a COVID-19 World

January 2021 via Today's Hotelier

There isn't a day that goes by that we are not reminded of the many unique challenges that COVID-19 presents. For hoteliers – most of whom have a legal duty to accommodate travelers – these challenges may include the continually evolving nature of COVID-19, the varied (and evolving) response to COVID-19 (e.g., guidelines from the Centers for Disease Control and Prevention (CDC), state and local rules and regulations, and industry best practices), the completely unpredictable public response to COVID-19, the complete lack of any real situational precedence, and the lack of any widely accepted "how to" handbook. These are indeed challenging times.