With the laundry list of everything bar and restaurant owners need to handle on a daily basis, proper insurance coverage should be top priority. (But don’t worry, this needn’t be an everyday task.) With the guidance of a skilled agent that is well educated in the hospitality industry, bar and restaurant owners should be able to let the experts lead the way. However, there are some things that they should be covered for in their policies.
Getting coverage on a new establishment and when renewal time comes around are good times to really review the policies to ensure they are properly aligned with the restaurant and to protect the owner
and staff in the case of an incident — and those can be wide-ranging. Proper communication with the insurance agent about all the ins and outs of the restaurant can help set up the policy right from the get-go. Here are four important things that bar and restaurants should have included in their policies:
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