"The harmful effects of devastating weather events in the United States and around the world are on the rise. Hurricanes, wildfires, and other disruptive events are inflicting increasing amounts of damage and significantly affecting businesses of all types, including hotels and other hospitality businesses. Although some businesses are susceptible to business interruptions based on their locations, other causes of business interruptions, such as cyber-crimes and supply-chain disruptions, may affect hospitality companies and other businesses regardless of where they are located...

...This leads to the question of how a hospitality company with business-interruption insurance should respond if a business interruption occurs. To recover on a business-interruption claim, it is important for the company to be proactive, organized, and able to support all claimed losses with evidence. In this regard, hospitality companies should focus on four areas."