Liquor Laws + Quick-Service Insurance + Hail Season + Liquor Liability

Based on completely unpredictable occurrences such as the COVID pandemic and societal realities such as violence at bars and restaurants, hospitality establishment owners have a lot to consider when it comes to their coverage.

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June 2022 / View this email in your browser.

Via FSR Magazine | image: Close up of Insurance Claim Form with pen and calculator | The Importance of Staying Current on Liquor Laws and Insurance

The climate of the hospitality industry is forever changing. Based on completely unpredictable occurrences such as the COVID pandemic and societal realities such as violence at bars and restaurants, hospitality establishment owners have a lot to consider when it comes to their coverage.

The most important thing new owners should know about insurance coverage is that it’s a vital part of running their business. Oftentimes, getting coverage isn’t taken into consideration when it comes to the budget. However, having proper insurance coverage is a huge part of protecting the business, and the ownership, in the case of an accident or incident.

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A close-up of a highly stylized compass face. The compass needle has a blue arrowhead point and is pointed upwards to the word "insurance," which is printed in blue letters. To the left and right of the word "insurance" is the word "risk" printed three times in gray letters.

How to Properly Insure Your Quick-Service Restaurant

June 14, 2022 via QSR Magazine

But with risks ranging from fires, to food safety, to slip and falls, and even robberies, properly insuring your quick-service restaurant might be the difference between a successful year and a disaster.

rain and hail falling on restaurant outdoor tables

4 Ways to Protect Your Restaurant During Hail Season

May 2022 via FSR Magazine

Depending on where you live in the United States, hail storms may be a frightening threat or something that rarely crosses your mind. Known as "Hail Alley," the region from Wyoming to Texas receives more hailstorms compared to the rest of the country.

Via Total Food Service | image: Chef cutting fresh and delicious vegetables for cooking | How Restaurant Operators Can Plan a Food Safety Audit of Potential Suppliers

If your small business sells, serves or distributes alcohol, you may need liquor liability insurance. A liquor liability insurance policy covers claims of property damage or bodily injury that a drunk person causes after being served alcohol by a business.

Liquor liability insurance protects businesses that sell or serve alcohol. A policy covers property damage and bodily injuries caused by an intoxicated person after you serve them or sell them liquor.

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